The one thing to know first
The short answer: most individuals land on a $20/month tier and most teams pay $20–$30 per seat per month — and the annual-billing discount (usually 20%) is the easiest money in AI. Everything else — $100 tiers, API bills, second subscriptions — only makes sense for specific people doing specific work. The pages below help you figure out if you're one of them before you pay.
AI vendors rename plans, move prices, and launch "premium seats" several times a year. Every price on this site was verified against live sources in September 2026, but treat the numbers as a map, not a contract — confirm at checkout before you buy.
Start with your situation
Head-to-head
Claude vs ChatGPT pricing, tier by tier
What's actually different at $20, $100, and $200 — and where each wins on value.
Copilot vs ChatGPT for business: which should you buy?
$30 vs $20 a seat, and the one question that decides it.
Which AI subscription is actually worth it?
One clear pick each for students, freelancers, team leads, and execs.
Teams & business
AI pricing for small teams: the per-seat math
What 5 people and 15 people actually cost, and the premium-seat trick.
Claude enterprise pricing: the deep dive
$20 a seat plus usage — what changed, what it adds, and the bill shock to watch for.
Money mechanics
AI API pricing, explained in plain English
What a token is, what a million of them costs in real terms, and subscription vs API.
What the free tier actually gets you
Claude, ChatGPT, Gemini, and Copilot side by side — and what "free" costs you.
Annual vs monthly: the real math
Who offers annual billing, what 20% off is worth per seat, and when to stay monthly.
When to pay for two AI subscriptions
The legit stacking cases, the waste cases, and a simple rule for 90% of people.
Student and nonprofit discounts: what's real
Google's free year, OpenAI's free months, and the honest gaps.
How this site works
Every guide answers one real money question — the kind people actually type into a search box — in plain English, with the answer first and the depth after. Every price was checked against live sources in September 2026. No vendor talking points, no affiliate links, no "unlock your potential" fluff.
AI plans, prices, and features change frequently and may vary by region. Every price here was verified against live sources in September 2026, but always confirm current pricing on the vendor's site before purchasing. This site is not affiliated with Microsoft, Anthropic, OpenAI, or Google.