Pricing
AI pricing for small teams: the per-seat math
Last verified: September 2026
The short answer: budget $20–$30 per person per month. ChatGPT Business and Claude Team both run $20/user/month on annual billing ($25 monthly). Microsoft 365 Copilot and Gemini Enterprise are $30/user/month. A 5-person team on annual billing costs about $1,200/year for standard seats; a 15-person team about $3,600/year. Put one or two power users on a $100/month premium seat instead of upgrading everyone.
The per-seat table
| Plan | USD | UK | Europe | Notes |
|---|---|---|---|---|
| ChatGPT Business (standard) | $20/mo annual ($25 monthly) | billed in GBP locally | local pricing | 2–200 employees; Enterprise is custom |
| ChatGPT Business (premium) | $100/mo annual ($125 monthly) | local pricing | local pricing | Much higher usage limits for power users |
| Claude Team (standard) | $20/mo annual ($25 monthly) | ≈£15.70 / ≈£19.63* | ≈€18.60 / ≈€23.25* | Standard / monthly equivalents |
| Claude Team (premium) | $100/mo annual ($125 monthly) | local pricing | local pricing | Much higher usage limits for power users |
| Microsoft 365 Copilot | $30/user/mo | local pricing | local pricing | Microsoft prices locally per region; requires a qualifying M365 plan |
| Gemini Enterprise | $30/user/mo | local pricing | local pricing | Google's enterprise tier |
* Anthropic bills in USD; your card converts at its rate. UK/EU Claude figures are ≈ equivalents, not local list prices.
Example math: a 5-person team
All standard seats, on annual billing (examples in USD):
| Plan | Per month | Per year |
|---|---|---|
| ChatGPT Business | $100 (5 × $20) | $1,200 |
| Claude Team | $100 (5 × $20) | $1,200 |
| Microsoft 365 Copilot | $150 (5 × $30) | $1,800 |
| Gemini Enterprise | $150 (5 × $30) | $1,800 |
On monthly billing instead of annual, ChatGPT Business or Claude Team would cost $125/month ($1,500/year) — that's $300/year extra for the flexibility to drop seats anytime.
Example math: a 15-person team
All standard seats, on annual billing (examples in USD):
| Plan | Per month | Per year |
|---|---|---|
| ChatGPT Business | $300 (15 × $20) | $3,600 |
| Claude Team | $300 (15 × $20) | $3,600 |
| Microsoft 365 Copilot | $450 (15 × $30) | $5,400 |
| Gemini Enterprise | $450 (15 × $30) | $5,400 |
At this size, the annual-billing discount on ChatGPT Business or Claude Team saves $900/year versus monthly billing (15 × $5 × 12).
The premium-seat strategy: mix, don't blanket-upgrade
Premium seats ($100/month on annual billing, $125 monthly) exist for power users — the developer running a coding agent all day, the person processing huge documents constantly. Most people on a team never come close to needing one. The smart pattern:
- Most seats standard at $20/month — covers everyday writing, research, analysis.
- One or two premium seats at $100/month for your heaviest users.
- A 15-person team with 13 standard seats and 2 premium seats on ChatGPT Business: 13 × $20 + 2 × $100 = $460/month ($5,520/year) — versus $1,500/month ($18,000/year) if you'd given everyone premium.
Don't blanket-upgrade the whole team to premium. It's the single most common way small teams overpay for AI.
Prices and plan details change frequently and may vary by region. Confirm current pricing on each vendor's official site before buying. Not affiliated with OpenAI, Anthropic, Microsoft, or Google.